Daring and diverse...

...for products as unique as you.


We offer a wide variety of products to suit any requisite.


Motor Home / Personal Commercial VAPS

Regular Driver

This policy is designed to cater for a regular driver, however anybody with a valid driver’s license and the permission of the main driver is allowed to drive the vehicle on occasion if permitted by our policy criteria.

Named Driver

The Named Driver policy is designed to cater for a main driver and a maximum of three named drivers. This product is available on comprehensive, third party, fire and theft and third party only.

Drive Rite

Drive Rite is a behavioural type insurance policy which allows the driver the opportunity to self-manage their premium and cash back rewards through responsible driving. Receive up to 25% of cash back spent on premiums every 3 months.

Total Loss

Protect one of your most important assets with the Total Loss Protect policy. This policy will compensate you if the damage to your vehicle exceeds 75% of the current market value or if your vehicle is stolen or hi-jacked and is not recovered.

Core Cover

Core Cover assists in capturing an increasing share of business in an increasingly competitive market. With its no frills philosophy and reduced premiums, it has proven to be a market leader.

Fixed Excess

Discover freedom with our Fixed Excess Policy. Select the excess that best suits your budget. (Only a flat excess will be payable in the event of a claim)

Caravan & Trailer

This policy allows you to claim if your caravan or trailer is damaged or stolen. You may also claim for damage caused to other parties and their property.

Scoot About

Scooter insurance offers a savvy way to scoot about your day-to-day activities with total confidence.

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Home / Personal Products

Home Building

Home Building policies cover damage to the permanent physical structure of your home and outbuildings.

Home Contents

This policy covers all contents of your home against theft or damage by an insured peril.

All Risk

This policy covers items that you would normally carry with you or on you when you are not at home. It covers these items for accidental loss, damage, and theft.

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Motor Products

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Commercial Products

Office Protect

The ultimate commercial insurance package to keep your start-up or small company open for business. This keen economical choice includes cover for office contents and buildings combined

1Stop LDV

A cost effective choice for ensuring your client’s mobility, our 1Stop is ideal for start-ups and small businesses to insure their LDV’s.

Custom Commercial

We offer alternative innovative commercial insurance which caters to the specific risks associated with your business.

Send your requirements to: commercial@saunderwriters.com and a consultant will assist you through the quote process.

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Value Added Products

Write Off Booster

Write Off Booster gives you an enhanced payout for a valid total loss claim to assist with a further vehicle purchase. An option of 10%, 20% or 30% of the market/retail value will be paid out on top of the settlement.

Write Off Protect

Write Off Protect allows your vehicle a higher level of damage before your vehicle is deemed uneconomical to repair. The insured is given the option of increasing the write off percentage to 80%, 90% or 100% of the insured value.

Tyre Protect

Tyres are a costly expenditure that can apply added pressure on your wallet when you need it least. Tyre Protect assists with the cost of the repair or replacement of tyres, including valves and balancing.

Legal Assist

Gain immediate access to legal advice from a professional firm of attorneys working on your behalf. Receive cover for an appointed attorney and the associated legal expenses for a civil matter in court.

Personal Accident Cover

Get covered in the event of death or permanent disability caused by accidental injury that happens anywhere in the world.

Car Hire

A back-up plan in the event that your vehicle is stolen, hi-jacked or is involved in an accident and is not driveable.

Road Cover

Get 100% of the payout payable from the Road Accident Fund and protect yourself from unforeseen fees in the event of an accident.

Excess Reducer

Have confidence knowing that in the unfortunate event of a claim, your basic excess payment will not burden your monthly cash flow.

Credit Shortfall

Cover against credit shortfall should your car be stolen or written-off. You’ve put a great deal of capital into buying your dream car, so why face a substantial monetary loss in the event that your car is stolen or written off?

Roadside Assistance

Get assistance with towing your vehicle to the nearest dealership, repair centre or panel beater in the event that your vehicle experiences a break down or accident.

Battery Protect

Battery protect helps cover the cost of replacing your vehicle’s battery in the event that it fails.

Scratch & Dent Protect

Keep your car looking like new. Everyday mishaps can really diminish the value of your vehicle.

Family Protect

Protect what matters most with various plans available to safeguard your family in the event of an untimely death. This benefit is designed to cover your family in the event of death. Get up to R20 000.00 paid out.

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Commercial Products